We all know that the cost of property insurance is sky rocketing in Louisiana. Here at the Stow Firm, we want you to receive the benefits and coverage that you've paid for--benefits that you deserve--and we're prepared to fight for you and your family.
Most property damage claims revolve around disagreements over insurance coverage. Despite property owners diligently securing insurance and punctually paying their premiums, insurance companies may still deny coverage or wrongly attempt to minimize the claimed damages.
Engaging a property damage lawyer before your insurance provider denies your claim, or undervalues it, can significantly influence whether you achieve a fair settlement or risk walking away empty-handed. In the past, Louisiana policy holders have endured lengthy battles to secure just compensation for their losses from major storms--don't let this happen to you. Beyond advocating for maximum compensation, we also focus on handling cases efficiently, aiming to deliver results as quickly as possible so that you can start the rebuilding process. There’s no justification for undue delay.
The Stow Firm is committed to ensuring that you receive equitable compensation from insurance adjusters for your Louisiana property damage case. We handle residential and commercial property damage cases arising from:
Early in his career, attorney Christopher Stow-Serge spent years representing insurance companies. He knows the insurance playbook and is ready to fight to get you the money you deserve. We stand ready and waiting to assist you in your Louisiana property damage insurance claim process. Let us help get you what you deserve.
WHEN DISASTER STRIKES...
Your safety is always most important. Wait until conditions improve to assess damage and, if possible, make emergency repairs (like turning off the water in the case of a burst pipe). Report the incident to authorities if you suspect a crime or if there is an immediate safety hazard (like downed power lines).
When it is safe to do so, document all the damage you can find. Take photographs and videos of the damage and make a list. For instance, if your home has suffered water damage, make a list of all the items that have been damaged and take photographs. If you have documentation concerning the value of your items, gather it.
Don't wait until things go wrong to reach out for help with your Louisiana property damage claim. Having the Stow Firm on your team early means that we can communicate directly with your insurer, making it easier for you and avoiding any insurance company tricks. No attorneys fees until we successfully obtain your payout.
We can help you notify your insurance company of the damage and make a claim against your policy. Your insurer will assign a claims agent and make plans for an adjuster to survey the damage. If you intend to make other repairs before receiving an insurance payout, notify the insurance company first.
You have the responsibility to try to stop the property damage from getting worse. To the extent you can, try to make basic repairs or mitigate the damage. For instance, if you have roof damage, have your roof tarped to avoid additional water damage. If the property is no longer habitable, try to secure the property.
Make the damaged property available to insurance adjusters or other professionals, like contractors. Be prepared to point out specific damage. Remember, no one knows your property like you do, you are the authority.